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Parent Plus Loans: Six Top Things to Understand

With more parents needing to finance a portion of their child’s education, they face various options that can be confusing.  One of the most common methods for paying for college is using a Parent PLUS Loan.  This financing method has some advantages and disadvantages that both parents and students need to understand before making this [...]

Parent Plus Loans: Six Top Things to Understand2019-05-20T16:59:03-05:00

Creating a Student Loan Repayment Plan: Things to Consider

The student loan repayment decision can be confusing but is critical to your financial future.  To select the best student loan repayment method, you need to consider other things before you make your decision. The good news is that the federal government offers various student loans repayment and forgiveness options. The government has created flexible repayment [...]

Creating a Student Loan Repayment Plan: Things to Consider2019-05-20T17:00:30-05:00

Federal Student Loan Interest Rate for 2019-20

The Federal Direct Student Loan interest rates for the school year 2019-2020 have been determined by the government and there will be a decrease. Cheers all around. This will be for new federal loans disbursed between July 1, 2019 and June 30, 2020. The net decrease will be 0.516 from last year’s rate. Families and students who are [...]

Federal Student Loan Interest Rate for 2019-202019-05-20T13:43:48-05:00

The Ultimate Guide To Student Loans

How to start applying for student loans? Read on for a complete guide on student loans and issues encountered during the process.

The Ultimate Guide To Student Loans2019-05-08T12:59:16-05:00

College Net Price Calculators: Are They Accurate?

As the cost of college continues to rise faster than inflation, students and parents are searching for any advantage to lower their cost of education.  The first logical step in how do you save for college would be to go to each college’s net price calculator (NPC) and input your information. Families will find a [...]

College Net Price Calculators: Are They Accurate?2019-06-25T08:34:13-05:00

2019 College Scholarship

PayForED is committed to solving the $1.52 trillion student loan debt crisis by giving students and families accurate and more transparent information before, during and after graduation.  This effort, accomplished through the ultimate guide to paying for college and student loan repayment software tools, videos, blogs and informative videos will help navigate through this complicated [...]

2019 College Scholarship2019-05-20T14:56:49-05:00

National College Decision Day

May 1st is National College Decision Day for college bound high school seniors.  It is the day when students commit to a college and send in their deposits to hold their college spot. That's step one in the journey of paying for college. Congratulations on making this hard decision and finding the right college fit!  [...]

National College Decision Day2019-04-09T09:05:15-05:00

Financial Aid Appeal Letter

Congratulations to all the college-bound students.  As you compare your student’s financial aid award letters, it is time to compare the net price of each college.  What do you do if your award letter is not financially what was expected?  Should a Financial Aid Appeal letter be sent and what is the process? For some [...]

Financial Aid Appeal Letter2019-04-25T19:52:05-05:00

Student Loan Forgiveness

Do I Qualify for loan forgiveness or loan repayment programs? As you graduate college, your goals quickly shift and you start to look more towards the future.  You may be weighing where you should start your career, what type of budget you should set, and how you should start reducing your debt and paying off your student loans.

Student Loan Forgiveness2019-04-17T12:02:19-05:00

The Ultimate Guide to Student Loan Repayment

Student Loan Repayment occurs when the borrower begins paying back their student loans. Understanding the details of repayment and which options work best in your life means knowing when to start repayment, organizing your loan type, deciphering the loan repayment options and understanding the tax implications of the loan repayment options. Learn more in our Ultimate Guide to Student Loan Repayment.

The Ultimate Guide to Student Loan Repayment2019-06-14T21:59:43-05:00