Reduce Payments to Reach Other Financial Goals
with Student Loan Repayer
- Federal & Private repayment in one tool
- Analyzes 126 options for Married Couples
- Loan forgiveness planning
- Next-gen retention tool
- Refinancing comparison
Provide a Trusted Second Opinion for Student Loan Repayment
Most borrowers are unaware of the complexity involved in student loan repayment and the long-term financial impact of the decisions they make. With recent changes under the OBBB, including new federal borrowing limits and evolving repayment provisions, understanding the available options has become even more challenging for families, graduate students, and professional school borrowers.
PayForED simplifies this process by providing a comprehensive, easy-to-understand view of a client’s repayment landscape in one place. Our platform models and compares repayment strategies, loan forgiveness opportunities, and tax filing scenarios, allowing advisors and clients to evaluate the financial consequences of each decision before taking action. With the latest OBBB loan limits and repayment rules, the system helps families make informed borrowing decisions, avoid unnecessary debt, and plan a clear path from college, graduate & medical school funding through successful loan repayment.
Features
Complete Repayment Analysis
Calculates all federal loan repayment options in a single view option
Loan Forgiveness
Identifies loan forgiveness eligibility & qualifying loan repayment methods
Refinancing Comparisons
Easily compare your federal and private loan refinancing decisions
Impact of Marital Status
Tax Status is overlooked but will impact your monthly payment and financial future
Income Function
The power to answer the HENRY client’s questions and how it will affect their financial future
Loan Imports
Easily import your federal loans for accurate repayment options
Features
Complete Repayment Analysis
Calculates all federal loan repayment options in a single view option
Loan Forgiveness
Identifies loan forgiveness eligibility & qualifying loan repayment methods
Refinancing Comparisons
Easily compare your federal and private loan refinancing decisions
Impact of Marital Status
Tax Status is overlooked but will impact your monthly payment and financial future
Income Function
The power to answer the HENRY client’s questions and how it will affect their financial future
Loan Imports
Easily import your federal loans for accurate repayment options
Why PayForED's College Funding Software?
Have the tools to answer this growing concern for more people. Our approach will help you attract the young professionals. It also improves your ability to retain current assets during the upcoming wealth transfer by reaching the next Gen with a needed service.
Robust Reports
Generates personalized charts and data by college in a simple format. We take the complexity out of college funding.
Customized Branding
Allows advisors to white label the reports and input custom disclaimers.
Customer Retention
Our Steps to Success platform helps advisors retain clients with answers during multi-year financial decisions years.
PayForED's Steps to Success
Student loans and repayment are not a single decision but a series of decisions that determine a person’s and family’s financial future.
College Cost Analyzer
Help your clients save money by discovering and comparing the best college value and loan options.
Degree Payer
Keep your clients on track by minimizing debt at graduation and avoiding costly mistakes.
Student Loan Repayer
Generate all your client’s student loan and repayment options to maximize their financial future.
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Find out how PayForED can help transform your practice.
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