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with Student Loan Repayer

  • Organize All Repayment Options in a Single View
  • Consolidation vs Refinancing
  • Loan Forgiveness Analysis
  • Tax Analysis for Married Couples
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Get a trusted second opinion with all of your options.

Most borrowers do not understand the complexity of their repayment decisions. We provide a simple single view that displays your repayment options, including your debt structure and the different tax filing options that will impact your monthly payment.

Features

Better Repayment Analysis

Calculates all federal loan repayment options in a single view option

Loan Forgiveness

Identifies loan forgiveness eligibility and qualifying loan repayment methods

Spousal Benefits

Provide additional cash flow with proper debt and tax scenarios

Refinancing Comparisons

Get an independent comparison of federal and private payment options

Loan Balance Warning

Provides data and chart to prevent loan balance increases

Privacy

Most free sites collect and sell your information.  We protect your privacy

Features

Better Refinancing Decisions

Calculates all federal loan repayment options in a single view option

Loan Forgiveness

Identifies loan forgiveness eligibility, qualifying loan repayment methods

Debt Structure Analysis

Private Refinancing may not always be the best decision

Impact of Marital Status

Tax Status is overlooked but will impact your financial future

Data Security

We do not sell your data or collect personal information

Comprehensive Videos

Step-by-step educational videos for college funding & student loan topics

PayForED's Steps to Success

Student loans and repayment are not a single decision but a series of decisions that determine a person’s and family’s financial future.

College Planning

During College

After College

College Cost Analyzer

Save money by discovering and comparing the best college value and loan options.
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In-College Payer

Stay on track! In-College Payer calculates and displays all 9 federal loan repayment options
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Student Loan Repayer

Evaluate all their repayment, forgiveness, and refinancing options
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Hear what customers are saying

“As a fee-only financial planner I’ve found the Pay For ED software instrumental in helping my clients make smart college decisions. Before choosing Pay For Ed, we evaluated many options, but picked Pay For ED because it is easy to use, focused on four-year cash flow and includes long-term impact of borrowing costs. It is easy to then incorporate the results into our financial planning software to show our clients the long-term impact of the different college decisions.”
Mike EFinancial Advisor, NC
Fred is the most knowledgeable person I’ve found regarding navigating the complexities of college financial planning. Missteps in the college decision, in college paying and student loan can negate much of the return on investment that attending college promises. As a CFSLA, I am now equipped to help parents and their child from their college financial decision through selecting amongst the dizzying array of student loan repayment options.
James B.Financial Planner, IL

Make Better Loan Repayment Decisions

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