Experience and Vision

Company Mission

Prevent and Solve the Student Debt Crisis

Our Passion

“We need to develop solutions that prevent and solve the problem. Our answers will improve the financial lives of millions of people today and in their financial future.”

Fred Amrein, Founder

We Are Problem Solvers

  • A customized approach affecting 44 million people.

We Improve Lives

  • A holistic solution to a better financial future.

We Deliver Transparency

  • Simple and organized answers in one place.

A Trusted Resource

As Seen In The News:

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“We will solve and prevent the student debt crisis with increased transparency, information and technology that is easy to use.”

Peter Sims, President

Our History

Fred Amrein is an author, speaker and nationally recognized expert in college financing with 30 years of combined corporate technology and personal financial planning experience.  He saw the lack of transparency and information available for parents to fully understand the impact of how the cost of college will affect their lives and the lives of their children. It is the most important and expensive decision parents will make in their child’s lifetime.

Parents and students are making financial decisions worth tens or even hundreds of thousands of dollars, with little to no advice. They simply do not have the right tools to understand the real cost of getting a college degree.   The result of making poor decisions and obtaining excessive student loans follows graduates into adulthood.   This lack of knowledge plagues them with years of stressful repayment amounts which often results in poor credit scores.  From this evolving student debt crisis, Fred found his mission. His goal was to help families make better college funding and student loan decisions by providing personalized financial information.

In 2015, Fred started the development of a technology solution for all the phases of the college financial journey. It was time to bring an online solution that could help parents, students, employees and advisors make better borrowing and repayment decisions.  He saw the need for families to have a customized and easy to use tool that would guide them through important financial conversations and give them objective information.

In 2017, the first two solutions were developed and available to families and financial advisors. In 2018, additional senior management was hired to assist in the national launch of the PayForED suite of four solutions, as well as the financial advisor training program (College Funding and Student Loan Advisor).  In 2018, PayForED was awarded the Quality Partner Status by the CFP Board.

PayForED is the first company to have a complete technology platform built to help families navigate the entire college funding and student loan repayment journey. We are passionate about providing the right tools, information and transparency to prevent and solve the student debt crisis.

Our Team

Fred Amrein


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Peter Sims


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Mike Lilley


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Gerrie Amrein


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Megan Kane


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Kelly Remmey


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Kristin Sims


Michael Hayden

Institutional Business Development

Our Advisor Team

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Kevin Connor

Institutional Sales

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Tom Dugan

IT Expert

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Kristin Ballas

HR Expert

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