About Us


Fred Amrein | Founder/CEO

Fred is the founder/CEO of Pay For ED and a fee-only financial advisor. He spent the last 15 years researching and developing various solutions to college funding and student repayment problem.   Fred’s unique approach helps students and parents envision the financial outcome of a college education. He brings together the financial aid process, college saving plans, educational tax strategies, student financing and the loan repayment options.

Fred initially developed Pay For ED, as a tool for his children when they were approaching college. He realized how complex and important it was for parent and their children when making these decisions. The Pay For ED solutions projects the financial outcome for each family’s unique situation based on their college selections and evolves with the student through student loan repayment.

  • MBA –Finance, BS – Accounting and Marketing – Saint Joseph’s University
  • Designations – ChFC, CFSLA
  • Author – Book: Financial Aid and Beyond: Secrets to College Affordability and CFSLA Training Program
  • Former Board Member of the National College Advocacy Group (NCAG)
  • National Recognized Expert and Speaker
  • Father of three college educated daughters
  • Enjoy golf, tennis, and cooking

Peter Sims | President

As President, Mr. Sims establishes the strategic vision for all distribution activity via an organized, focused, and enthusiastic leadership style. Mr. Sims has achieved a distinguished track record in the financial services industry as an executive with extensive experience in building and developing high performing distribution and operational teams. He is known for his ability to drive success through teamwork and communication.

  • BS in Business Administration – Boston College
  • Former Co-founder and President – Enspire Investments
  • Senior Sales Leadership at Lincoln Financial Group and Fidelity Investments
  • FINRA Licenses – 6, 7, 24, 26, 63, and 65, Life License
  • Designations – AIF and CFSLA
  • Father of four college-bound students
  • Hobbies include sports, coaching, and reading

About Us


Fred Amrein | Founder/CEO

Fred is the founder/CEO of Pay For ED and a fee-only financial advisor. He spent the last 15 years researching and developing various solutions to college funding and student repayment problem.   Fred’s unique approach helps students and parents envision the financial outcome of a college education. He brings together the financial aid process, college saving plans, educational tax strategies, student financing and the loan repayment options.

Fred initially developed Pay For ED, as a tool for his children when they were approaching college. He realized how complex and important it was for parent and their children when making these decisions. The Pay For ED solutions projects the financial outcome for each family’s unique situation based on their college selections and evolves with the student through student loan repayment.

  • MBA –Finance, BS – Accounting and Marketing – Saint Joseph’s University
  • Designations – ChFC, CFSLA
  • Author – Book: Financial Aid and Beyond: Secrets to College Affordability and CFSLA Training Program
  • Former Board Member of the National College Advocacy Group (NCAG)
  • National Recognized Expert and Speaker
  • Father of three college educated daughters
  • Enjoy golf, tennis, and cooking

Peter Sims | President

As President, Mr. Sims establishes the strategic vision for all distribution activity via an organized, focused, and enthusiastic leadership style. Mr. Sims has achieved a distinguished track record in the financial services industry as an executive with extensive experience in building and developing high performing distribution and operational teams. He is known for his ability to drive success through teamwork and communication.

  • BS in Business Administration – Boston College
  • Former Co-founder and President – Enspire Investments
  • Senior Sales Leadership at Lincoln Financial Group and Fidelity Investments
  • FINRA Licenses – 6, 7, 24, 26, 63, and 65, Life License
  • Designations – AIF and CFSLA
  • Father of four college-bound students
  • Hobbies include sports, coaching, and reading